Insurance Agent / Adjuster Careers in Florida
Insurance agents sell life, health, property, and casualty insurance products, advising clients on coverage needs and processing applications. Florida requires state licensure through the Department of Financial Services. The field offers strong earnings potential through commissions, with experienced agents and adjusters earning well above the median salary.
What does a Insurance Agent / Adjuster do in Florida?
Insurance agents sell life, health, property, and casualty insurance products, advising clients on coverage needs and processing applications. Florida requires state licensure through the Department of Financial Services. The field offers strong earnings potential through commissions, with experienced agents and adjusters earning well above the median salary.
Typical Florida work setting: Office and field; some remote; heavy client contact.
Florida salary and job outlook
Estimated Florida median pay for Insurance Agent / Adjuster is approximately $59,790 per year. Entry-level Florida pay typically starts near $31,920, with experienced workers earning around $131,210.
Florida’s projected growth for this occupation is approximately 16% through the next decade — well above average compared to many other states.
Estimated figures based on publicly reported Florida and U.S. Bureau of Labor Statistics data. Actual pay varies by employer, metro area, experience, and credentials.
How to become a Insurance Agent / Adjuster in Florida
- 1. Choose an accredited Florida programLook for a Florida program that prepares you for the FL DFS license (2-20 General Lines, 4-40 CSR, 6-20 Adjuster, or 2-15 Life/Health); pre-license course + state exam required to work as a Insurance Agent / Adjuster. Public technical colleges and state colleges are typically the lowest-cost option; private career schools tend to cost more but may finish faster.
- 2. Complete the trainingMost Florida Insurance Agent / Adjuster programs take about 40-200 hours pre-license (varies by license type). Plan around your work and family schedule — many programs offer day, evening, or hybrid options.
- 3. Pass the Florida licensing examWorking as a Insurance Agent / Adjuster in Florida requires a state license issued through FL Department of Financial Services (DFS). You’ll typically need to pass a national or state exam after completing an approved program.
- 4. Apply for Florida jobsHospitals, clinics, employers, and staffing agencies across Florida hire newly licensed Insurance Agent / Adjusters every month. Use our Florida school directory to find programs with strong job-placement support.
Requirements & Training
- Credential: FL DFS license (2-20 General Lines, 4-40 CSR, 6-20 Adjuster, or 2-15 Life/Health); pre-license course + state exam
- Typical program length: 40-200 hours pre-license (varies by license type)
- Typical tuition range: $300 - $1,000
- Florida license required: Yes (FL Department of Financial Services (DFS))
Career Path
- Licensed Agent
- Senior Agent
- Agency Manager
- Regional Manager
- Agency Owner
Top Florida Employers
Related Programs to Look For
- Insurance License Pre-Course
- Business Administration AS
- Finance AS
Florida Insurance Agent / Adjuster FAQs
Do I need a Florida license to work as a Insurance Agent / Adjuster?
Yes. Florida requires state licensure for Insurance Agent / Adjusters, administered through FL Department of Financial Services (DFS). You’ll generally need to graduate from an approved program and pass an exam before you can practice.
How long does it take to become a Insurance Agent / Adjuster in Florida?
Most Florida training programs for Insurance Agent / Adjuster take about 40-200 hours pre-license (varies by license type). Part-time, evening, and hybrid schedules can extend that timeline; accelerated programs may shorten it.
How much does Insurance Agent / Adjuster training cost in Florida?
Typical Florida programs run about $300 - $1,000. Public technical and state colleges are usually the lowest-cost route. Financial aid, employer reimbursement, and payment plans are widely available.
What is the average salary for a Insurance Agent / Adjuster in Florida?
Estimated Florida median pay for Insurance Agent / Adjusters is about $59,790 per year. Entry-level pay is typically lower, and experienced workers in high-demand metros (Miami, Orlando, Tampa, Jacksonville) can earn meaningfully more.
Where can I study to become a Insurance Agent / Adjuster in Florida?
Florida has hundreds of public technical colleges, state colleges, and private career schools that offer training relevant to Insurance Agent / Adjuster. Use our Florida school directory to filter by region, cost, and accreditation.
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